The Protected Homes CIC strategy is to take a long-term view and end with a larger pot than what is at hand today.

We can illustrate this through an example.

Imagine having £30K at hand to donate to causes that aid victims of domestic abuse. If, however instead of that simple donation we were to use this £30k as a deposit to buy a property worth £100K (The loan repayments on the remaining £70k can be made from rent received from agencies offering housing for victims).

Assuming property keeps rising as it has done historically, the property value should double in 15 years.  In 15 years, we will be in a position to sell the property for £200K and offer these funds (after costs and tax) to another charity operating in this arena.

Effectively, we are leveraging our charitable contributions.

The plan in 5 years is to be in a position to purchase a small block of 4 flats to be used exclusively as a refuge centre. 

My Personal Pledge...

I am pledging a total of £1M.
On the 1st March 2018, I started an adaptable life plan insurance policy which will pay out £1M upon my death. I am pledging this pay out to Protected Homes CIC.

I have been making a payment of £600 per month since March 2018.